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One Premium - Provides you with world-wide, multi-trip cover for an unlimited number of trips in any 12 month period, at the most competitive rates available. High levels of cover for low cost! Companion/Spouse - Unlike other policies on the market, our policy does cover the named companion or spouse to travel independently (Subject to appropriate premium paid). Family Rates - To cover your dependent children at a competitive family rate, up to a maximum of 4 children (3 to 18 years). Winter Sports Cover - Optional Cover, we have designed the Basic Level to cover normal On-Piste skiing, and the Advanced Level to cover the more adventurous skier who may wish to try Snow-boarding or Off-Piste (with a qualified guide). Hazardous Sporting Activities - Such activities are NOT automatically covered under this insurance, however we CAN arrange cover under the scheme for many activities such as Jet Skiing, Trekking, Scuba Diving (below 9 metres), Hand Gliding, Paragliding, Hot Air Ballooning, White Water Rafting - subject to an increased excess and/or an additional premium being paid. 24 Hours Medical Assistance - They are there to assist you 24 hours a day 365 days a year, should you suffer illness or injury abroad. They will liase with the treating hospital and make all arrangements to get you home to the U.K. Fast Track Claims Servce - We have a dedicated in-house Claims department, staffed by experienced claims officers who are there to answer all your claims enquiries. Our computer linked claims system ensures an efficient turnaround of all claims and our Fast-Track Claims System allows claims to be assessed over the phone, thus again ensuring swift settlement of claims. | ||